I-Bitcoin ayinazinkinga zokugijimela kwamabhange, kodwa ibhange lakho lingaba nazo.

YINI UKUGIJIMELA EBHANGE?

Amabhange awagcini izimali zakho engubhokisi. Abolekisa imali yakho futhi atshale — lokho kubizwa ngokuthi ukubhanga kwengxenye yokugcina.

Uma abantu abaningi bezama ukukhipha imali ngesikhathi esisodwa, ibhange alinayo imali eyanele yokukhokhela wonke umuntu. Lokho kuwukugijimela kwebhange — futhi kungenza amabhange awe ngokuphelele.

Iratio yokugcina kwebhange

Kusukela mhla ka-26 Mashi 2020, amabhange ase-US adingeka ukugcina i-0% kuphela esigcinweni.

Umthombo: Federal Reserve →

Iratio yokugcina ye-Bitcoin

100%

Yonke i-bitcoin ikhona ku-blockchain — alukho olubolekisiwe.

Umthombo: Bitcoin whitepaper →

I-Silicon Valley Bank: isibonelo sangempela

NgoMashi 2023, i-Silicon Valley Bank yahluleka ngemva kokutshala izimali zamakhasimende kuma mabondi kahulumeni esikhathi eside. Lapho lawo mabondi elahlekelwa inani, i-SVB yangakwazi ukukhokhela ababhilanikayo. Ibhange laliyize.

Izinkulungwane zamabhizinisi azikwazanga ukukhokhela abasebenzi bawo. I-FDIC yangenelela — kodwa lokho kwabakha umbuzo omkhulu: ngabe imali yakho iphephile ngempela?

Isibonelo socwaningo

Funda indlela ukugijimela kwe-Silicon Valley Bank okwenzeka ngayo

Umthombo: University of Washington School of Law →

Umshwalense we-FDIC umboza cishe i-1% yezimali

Umshwalense we-FDIC uvikela izimali ezifakwe ezifika ku-$250,000 ngomfaki ngamunye. Kodwa isikhwama somshwalense sincane kakhulu uma kuqhathaniswa nezimali eziphelele ezakhelwe ukuvikelwa.

Ekuhlulekeni okukhulu kwebhange, uhulumeni cishe ungaphrinta imali ukuze ufihle ulindi — okuholela kwesinye ukunfleshini

Ukukhanyiselwa kwe-FDIC

1,42%

Isikhwama somshwalense esingu-$153.9B kuqhathaniswa nezimali ezishwalisiwe ezingu-$10.82T (Disemba 2025).

Umthombo: FDIC Statistics at a Glance →

Ukukhanyiselwa kwe-Bitcoin

100%

Isistimu enesigcino esiphelele — alukho usizo lomshwalense oludingekayo.

Umthombo: Bitcoin whitepaper →

I-Bitcoin ayinazinkinga zokugijimela kwamabhange

I-Bitcoin iyisistimu enesigcino esiphelele. Awufaki imali yakho ebhange. Ungumninimali wakho. Akukho ukubolekiswa kwemali yakho ngaphandle kolwazi lwakho ngoba nguwe wedwa ongafinyelela emalini yakho.

Inqobo nje uma ubambe i-bitcoin esikhwameni sakho — hhayi ku-exchange noma kuthengisiwe ku-ETF — ukugijimela kwamabhange akunakwenzeka.

Nge-Bitcoin, ulawula ngempela imali yakho.

Isinyathelo esilandelayo

Funda indlela yokuthola isikhwama sakho se-Bitcoin

Qala lapha →