How to Accept Bitcoin Payments
Bitcoin wallets are free. Pick one that fits your business — in-person, online, or invoice-based — and start accepting Bitcoin in minutes.
All Bitcoin wallets are interoperable, so your customers can pay you in Bitcoin no matter which wallet they use.
Bitcoin-only wallets: These are pure Bitcoin wallets that unlock the full benefits of Bitcoin: no middlemen, low fees, and no chargebacks or fraud.
Hybrid wallets: These allow you to exchange any portion of your Bitcoin for dollars as soon as a customer pays you. Fees are still less than credit card payments, but higher than pure Bitcoin payments.
Both are great ways to accept Bitcoin. The specific wallet you use will depend on the size and type of your business.
Wallets for individually-owned businesses
If you run a shop, café, studio, or service on your own, any of these wallets will work. Pick based on whether you want to keep payments in Bitcoin or auto-convert part of each payment to your local currency.

SQUARE
You can accept Bitcoin payments with your existing Square PoS terminal or online store integration. It's never been easier to accept Bitcoin payments.
- Hybrid wallet
- Business info required
- In-person & online payments
- Settle in Bitcoin & dollars

STRIKE BUSINESS
Strike Business lets you accept Bitcoin and Lightning payments with zero fees and instant settlement. Supports in-person, online, and invoice-based payments with optional auto-conversion to your local currency.
- Hybrid wallet
- Business info required
- In-person & online payments
- Settle in Bitcoin & dollars

BREEZ
- Bitcoin-only wallet
- No info required
- In-person payments only
- Settles 100% in Bitcoin

OPEN NODE
- Hybrid wallet
- Business info required
- In-person & online payments
- Settle in Bitcoin & dollars
Wallets for businesses with multiple employees
If you have a team taking payments at the register, choose a wallet that supports multiple employee logins — so every employee gets their own PIN and you keep a clean audit trail of who took which payment.

SQUARE
You can accept Bitcoin payments with your existing Square PoS terminal or online store integration. It's never been easier to accept Bitcoin payments.
- Hybrid wallet
- Business info required
- In-person & online payments
- Settle in Bitcoin & dollars

IBEX PAY
- Hybrid wallet
- Multiple employee support (BPTs)
- In-person & online payments
- Settle in Bitcoin & dollars
Wallets for online businesses
Selling on a website? These wallets plug into your online store and accept Bitcoin from any customer, anywhere in the world — no chargebacks, no merchant account required.

SQUARE
You can accept Bitcoin payments with your existing Square PoS terminal or online store integration. It's never been easier to accept Bitcoin payments.
- Hybrid wallet
- Business info required
- In-person & online payments
- Settle in Bitcoin & dollars

STRIKE BUSINESS
Strike Business lets you accept Bitcoin and Lightning payments with zero fees and instant settlement. Supports in-person, online, and invoice-based payments with optional auto-conversion to your local currency.
- Hybrid wallet
- Business info required
- In-person & online payments
- Settle in Bitcoin & dollars

OPEN NODE
- Hybrid wallet
- Business info required
- Online store integration
- Settle in Bitcoin & dollars

BTCPAY SERVER
- Bitcoin-only wallet
- Self-hosted = 0% fees
- Online store integration
- Settles 100% in Bitcoin
Wallets for invoice-based businesses
If you invoice clients (consulting, freelancing, B2B services), use a wallet built around invoicing. Your client pays a Bitcoin invoice in a couple of clicks.

ZAPRITE
- Hybrid wallet
- Business info required
- Free invoicing software
- Settle in Bitcoin & dollars

STRIKE BUSINESS
Strike Business lets you accept Bitcoin and Lightning payments with zero fees and instant settlement. Supports in-person, online, and invoice-based payments with optional auto-conversion to your local currency.
- Hybrid wallet
- Business info required
- In-person & online payments
- Settle in Bitcoin & dollars
Everything you need to accept Bitcoin
Work through these resources at your own pace. Each one is a short, practical guide.
Sources
- Square — Accept Bitcoin payments
- Strike — Bitcoin & Lightning payments for businesses
- Breez — Bitcoin-only Lightning wallet
- OpenNode — Bitcoin payment processor
- IBEX — Lightning payments infrastructure
- BTCPay Server — Free, open-source, self-hosted Bitcoin payment processor
- Zaprite — Bitcoin invoicing for businesses
- Satoshi Nakamoto — Bitcoin: A Peer-to-Peer Electronic Cash System (2008)
✓ Reviewed for accuracy: 2026
Published by bitcoin.rocks
Bitcoin education since 2022
Open-source project